Developed as part of SUSE Hack Week 23, the Mortgage Plan Analyzer is a collaborative project aimed at simplifying the analysis of housing loan proposals, with a current focus on the most common configurations in Portugal.
These proposals often have two phases: an initial fixed-rate phase, followed by a variable phase composed of a contracted spread and variable Euribor, commonly used as a reference in determining interest rates in eurozone mortgages.
It's essential to note that specific conditions, such as the duration of the fixed-rate period, the spread, and other terms, may vary between financial institutions in Portugal. Join us in streamlining and clarifying the financial decision-making process for common housing loans in Portuguese territory.